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Best Online Will Makers

Nolo’s Quicken WillMaker & Trust is comprehensive and affordable

Sarah Li Cain has more than 7 years of experience as a writer, personal finance expert, author, and speaker. She is a candidate for the Accredited Financial Counselor designation and an expert on banking, persona loans, real estate, and insurance. Sarah earned her bachelor’s degree in English literature and Education with a minor in Visual Arts at York University. She is the founder of Beyond the Dollar, a podcast aimed at making normalizing talking about personal finance and money topics.

Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas including investing, insurance portfolio management, finance and accounting, personal investment and financial planning advice, and development of educational materials about life insurance and annuities.

Michael Rosenston is a fact-checker and researcher with expertise in business, finance, and insurance.

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A will or trust is a legal document that explains your wishes in the unfortunate event that you pass away. Choosing the right type of document determines whether or not your family will have to go through probate court to settle your estate, among other important information. Because a will or trust determines who gets your assets, it’s something that most adults should have.

We looked at 13 will-making companies with a focus on ease of use, availability in all states, and the ability to make changes or updates. Here’s a look at the top online will makers to get your estate plan on track.

The 6 Best Online Will Makers of 2022

  • Best Overall:Nolo’s Quicken WillMaker & Trust
  • Best Value:US Legal Wills
  • Best for Ease of Use:Trust & Will
  • Best Comprehensive Estate Plan:Total Legal
  • Best for Free:Do Your Own Will
  • Best for Making Changes:Rocket Lawyer
  • Nolo’s Quicken WillMaker & Trust
  • US Legal Wills
  • Trust & Will
  • Total Legal
  • Do Your Own Will
  • Rocket Lawyer

Best Overall : Nolo’s Quicken WillMaker & Trust

  • Price: $299.99
  • Legal Support: No
  • Free Trial: No

Customers get a large number of estate planning documents, and the software itself is easy to use. Plus, you’re not required to have an internet connection, except to download and update the software.

Get comprehensive estate planning documents for a flat rate

Free legal updates for one year

Estate planning documents aren’t valid in Louisiana or U.S. Territories

Need to meet minimum operating system requirements

Not available on mobile devices

Nolo started by publishing DIY legal guides back in 1971 and was one of the first websites to provide online legal information and assistance. It has since branched out into other products, like their Quicken WillMaker & Trust software tools.

This program, which you can download for $299.99, includes key estate planning documents such as a legal will, living trust, financial power of attorney, healthcare directive, final arrangements, and a letter to survivors, as well as other types of personal finance and home and family management documents.

The software is compatible with both Mac and Windows and is easy to use, as it allows you to create customized legal documents using a simple interview survey to fill out forms. You can then save your information and download completed documents in PDF format. You can update your will at any time and receive legal & technical updates via the internet.

Within Quicken WillMaker & Trust, there is a legal manual to help you answer common questions, and you can contact technical support for additional help. Louisiana residents won’t be able to use this software, as it doesn’t address the estate planning requirements for the state.

Best Value : US Legal Wills

  • Price: Starting at $39.95
  • Legal Support: Yes
  • Free Trial: No

US Legal Wills has one of the most affordable will options we’ve seen, offers 40% off forms for partners or spouses, and also has an add-on service to get an attorney to review your estate plan. Plus, it’s one of the only websites that accommodate affordable wills for expats and those who have assets outside the U.S.

Free unlimited updates

Includes forms for assets outside the U.S. and for expats

Discounts for documents for your spouse or partner

No living revocable trust available

Website not as intuitive as other competitors

Signup process for spouses can be clunky

Formed in 2000, US Legal Wills is an independent organization that works with U.S.-based lawyers to create legal documents, including for expats and those who have assets in Canada or the UK. Services are available in all U.S. states except Louisiana and provide some of the best values and discounts of all the websites reviewed.

Starting at $39.95 for a last will and testament, US Legal Wills customers also get free storage for their documents on the company’s secure servers, as well as unlimited updates. If you want to keep storing your documents with US Legal Wills, you can pay annually or opt for the lifetime feature, which is only $124.95, a more economical choice if you plan on storing your will on their servers for more than a few years. Spouses or partners can get a mirror will (plus additional documents) for 40% off.

You can create a variety of estate planning documents on the US Legal Wills website, then designate what the company calls Keyholders, which are people who have access to your documents, such as a trusted family member or executor.

Members can receive additional support by submitting a ticket through the customer service portal. If you want a lawyer to review your estate plan, especially if it’s a more complex one, you can do so for an additional $69 after you’ve completed your documents.

Best for Ease of Use : Trust & Will

  • Price: Starting at $159
  • Legal Support: Yes
  • Free Trial: No

Customers can create their estate planning documents quickly and simply. The company offers an easy way to decide which option is best through the Get Started section of their site, and then fill in relevant details using an interview-style format. We also like that Trust & Will makes it easy for you to make your documents legally binding by mailing you your completed documents for free and providing complete instructions.

Comprehensive learning center

Choose from three options so you can feel less overwhelmed

The website is intuitive to use

Only one year of unlimited updates available

Doesn’t offer free upfront legal consultations

Founded in 2017, Trust & Will aims to modernize the estate planning industry by providing an easy and secure way to create your estate plan online. Document creation is seamless using their user-friendly website and step-by-step path to getting started. The process takes as little as 15 minutes, and the company even mails your completed documents for free, along with instructions to make it all legally binding.

The fintech expert’s state-specific trusts offer pretty much everything you need, including a living will’s schedule of assets and a revocable living trust (one of the only do-it-yourself companies to offer this option), helping your loved ones avoid probate.

Trust & Will has a flat fee for wills of $159 for an individual and $259 for couples. A customized trust costs $599, or $699 for couples. This includes unlimited updates for a year. After a year, you will pay $19 a year for unlimited updates for wills and $39 for trusts.

Best Comprehensive Estate Plan : Total Legal

  • Price: Starting at $19.95 or $89 per year
  • Legal Support: Yes
  • Free Trial: No

TotalLegal is one of the only companies that provides comprehensive legal services that include do-it-yourself business and estate planning documents plus free and discounted services from attorneys through their TotalLegal™ plan.

Low annual or monthly fee

Premium members have access to free and discounted legal services

Ability to create a wide variety of documents

Customers who purchase one-off documents have limited update period

No living trusts available

No online access for executors

Accredited by the Better Business Bureau since 2003 and carrying an A+ rating, TotalLegal is part of Pro Se Planning, Inc., which provides self-guided legal products, including estate planning and business formation documents. Customers can purchase and complete individual estate planning documents starting at $19.95 for a last will and testament, which is available in your online account for 60 days (with unlimited updates).

The biggest advantage of TotalLegal is its yearly subscription plan. For $89 a year, you get access to free legal services, including a free consultation, attorney-reviewed documents, and a free will with free updates each year, providing the most comprehensive resources for those needing some guidance.

Document creation is simple, as you’ll go through a series of questions to inform and complete your document, which can then be downloaded and printed. TotalLegal’s help center has extensive information, though you can always call or email customer support if you have any questions.

There are discounted services that include creating a simple will with a trust. You’ll also get access to their document storage vault service, where there are no storage limits.

Best for Free : Do Your Own Will

Do Your Own Will

  • Price: Free
  • Legal Support: No
  • Free Trial: N/A

This free option offers one of the widest varieties of forms without paying for extras. Also, there is no need to create an account or hand over any credit card details—and you can download your documents instantly.

No need to sign up for an account to get access to documents

Available to residents of all 50 states

Ability to save your will as either a PDF or Word document

No legal support

You’ll need to check state laws yourself

Started in 1999 in Seattle, Do Your Own Will is a completely free way to make a last will and testament, power of attorney, or living will. Beyond the unbeatable price, one of the major perks is that it’s simple to use—there is no need to sign up for an account, though you will need to provide your email address if you want to make updates or changes later.

Users complete forms online by filling in details such as marital status, info on dependents, how you want your assets to be divided, and your executor. Download the document as a PDF or Word document, then you can sign it.

It’s available nationwide. One caveat: There is no legal support, so make sure you do your own research to make sure your will is really legally binding.

Best for Making Changes : Rocket Lawyer

  • Price: Starting at $39.99 or $39.99 per month subscription
  • Legal Support: Yes
  • Free Trial: Yes

You get access to all their estate planning documents for one monthly price and can make updates whenever you want. What makes Rocket Lawyer stand out is the ability to get legal advice for new legal issues and the ability to sign your documents securely online, allowing changes to go into effect immediately.

Offers a wide variety of legal and estate planning documents

A free seven-day trial to try out their services

Ability to pay a low monthly fee for premium access

Monthly membership pricier than other options

Need to provide credit card information even for a free trial

Founded in 2008, Rocket Lawyer offers online legal services that include documents and attorney services. Users can purchase individual legal documents for $39.99 each, including wills, trusts, and power of attorney. You can download them immediately once you complete all required information online, and then receive instructions to make them legally binding. Your documents can be securely signed online, plus you can invite others to sign them digitally as well. This allows for updates and changes to be made quickly.

The best value is Rocket Lawyer’s monthly subscription model, which costs $39.99 per month. For this price, you get unlimited access to all their legal documents (including making updates) and attorney services. This includes a free 30-minute consultation on new legal matters, “ask a lawyer” your legal questions, and discounts when hiring an on-call attorney through Rocket Lawyer. You can also contact customer service by email, online chat, or calling their hotline.

Final Verdict

We’re a fan of Nolo’s Quicken WillMaker & Trust because you can make your will or trust and other documents with one download for one flat price. However, if you want additional help from a live lawyer, you may want to choose another option. But if you’re computer savvy, Nolo’s Quicken WillMaker & Trust is an option with great features for your estate planning forms.

Compare Online Will Makers

Company Price Free Trial Additional Documents Legal Support Update Period
Nolo’s Quicken WillMaker & Trust Best Overall $299.99 No Yes No 1 year of software updates included
US Legal Wills Best Value From $39.99 No Yes Yes Unlimited
Trust & Will Best for Ease of Use From $89 No Yes Yes 1 year
Total Legal Best Comprehensive Estate Plan From $19.95 or $89 per year No Yes Yes 60 days
Do Your Own Will Best for Free Free N/A Yes No Unlimited
Rocket Lawyer Best for Making Changes From $39.99 flat fee or $39.99 per month subscription Yes Yes Yes Unlimited with subscription

What Is an Online Will Maker?

Online will makers allow you to draft, print, and sign your last will and testament via an online or downloaded document creator. This is a more cost-effective way to establish will and trust documents compared to going to an attorney or in-person legal service. Most online will makers walk users through a series of questions to then populate the required fields.

Once you’ve created a will, it’s a good idea to review or update it when you experience a major life event such as a divorce, marriage, a new business entity, a birth, and even a large purchase (like a new home) so that you can make changes or create a brand new will from scratch. Good online will makers allow you to make updates for a specified period of time.

Are Online Wills Legitimate?

The short answer is yes—online wills are legitimate as long as you ensure they comply with federal and state laws. Online will companies hire licensed attorneys and legal professionals to carefully word their estate planning documents so that each is legally binding.

Keep in mind that not all online will makers are created equal. Although some of these companies have products that comply with your state laws, you’ll want to make sure that your final document will carry the same weight as one that an attorney creates.

For example, if you reside in North Carolina, you need to ensure that whoever creates the will signs it in front of at least two witnesses. Check the fine print of the online will company to make sure it’s compliant in your state and confirm what you need to do to make your documents legitimate.

Do You Need More Than an Online Will Maker?

An online will maker may not be enough to address your unique situation. Online will maker services typically are best for people who have a fairly simple estate. However, if your family situation is more complex—think multiple marriages, physical assets in different states, stepchildren, and even a small business—it might be beneficial to seek legal advice from an attorney.

The same is true if you believe your estate could be subject to taxes or if someone might contest your will after you pass. That way, you can ask more in-depth questions you won’t be able to explore with online will companies (even though some claim they’ll offer support) and have your attorney draft a customized will that will be hard to contest.

How Does an Online Will Maker Work?

An online will maker helps you create a customized estate plan using the company’s software. Think of it as using a template of sorts, where you enter your relevant details for the software to create legally binding documents.

Information you’ll need to provide includes a list of your assets, an executor (who is responsible for making sure your wishes in your will are followed), your beneficiaries, a guardian (of your children, pet, elderly parent, etc.), a trustee, and your power of attorney.

Types of documents you can create for your estate plan include a will, living trust, financial power of attorney, health care directive, final arrangement requests, and a letter to survivors. Information you’ll need to provide for these specific documents may differ (and could depend on your state), but an online will maker should provide some guidance as to what you need to do.

What to Do After You Make Your Will

After finalizing your will, make sure to keep it in a safe place. Most people keep their estate planning documents in a fireproof safe alongside other important documents like their life insurance contracts and house deeds. You might want to give a copy to your appointed executor or beneficiaries for safekeeping.

Other options include storing them in a safe deposit box at your local bank or financial institution. This is usually a metal box that’s kept in a federally insured bank or credit union’s vault. You (or whoever has the rights to the contents in the safe deposit box, like your power of attorney) will be able to access it with a key that’s given to you or by providing identification each time you go. Another tip is to keep a digital copy stored in an emergency kit in case your physical copies get destroyed after a major catastrophe, for example.

What Are the Expected Costs of an Online Will Maker?

Prices vary for online will makers; some offer a flat price, whereas others charge a monthly fee for access to a wide variety of documents. For example, you can get a free online will, which is a simple last will and testament, or pay less than $100 for a similar document.

Some service providers charge per document or as a bundle for complete estate planning, which can run a few hundred dollars (though it’s still less than it might cost to hire an attorney to draft one up). Although there are typically fees for multiple downloads or updates, some companies may limit the number of updates to the year you purchased the original service.

Is Paying for an Online Will Maker Worth It?

If your estate planning is simple and straightforward, then using a free online will service could suffice. For example, if you don’t have any children, your only beneficiary is your spouse, and your estate is very small, free services may be all you need. However, you won’t get legal support and expertise if you have questions when drafting your estate planning documents.

If you have a larger estate, a more complex situation (such as children or other dependents being in the picture), or want a legal professional to help you work through your estate planning documents, then you might benefit from a paid service.

Methodology

Our goal is to make sure our recommendations are ones we would share with our family and friends when looking to choose an online will maker company. We looked at 13 companies before choosing the top providers. Factors we looked at include company history, price, availability in all states, offerings for online resources, whether the product was simple to use, compatibility with various devices, and whether it was easy to make updates.

How to Write Your Will Online in 15 Minutes

One quick document can avoid leaving your estate in a mess

by Lynn Asinof, AARP, April 9, 2019

Alamy Stock photo

En español | My great-uncle, a bachelor and bon vivant, wrote his will on a cocktail napkin. It probably took less than 15 minutes to complete. When he died 14 years later, at age 90, the will was ruled valid in his state because it was properly witnessed by two people at a bar.

But you can write your will quickly and inexpensively without resorting to a napkin.

Laurie Macdonald, 66, had put off writing a will for years when she discovered FreeWill, a no-fee, online will-writing service. The former Florida program director of Defenders of Wildlife had once begun drafting a will with an attorney but never finished. FreeWill allowed her to get it done, Macdonald says: “It took more than 15 minutes, though probably not more than half an hour.”

Why bother?

Die without a will, and your state’s laws determine who gets your assets — your bank accounts and everything else. A will is where you can make sure your camera collection goes to your nephew and your jewelry is divided among your daughters. Most important, if you have young children, a will is also where you can name a guardian for them should you die before they reach adulthood.

“For many people, state laws don’t exactly meet their needs,” says attorney Paul Kassabian, legal product counsel at LegalZoom, which offers online will-writing packages. Macdonald’s longtime partner, for one, wouldn’t inherit anything at Macdonald’s death if there were no will. Still, many people die without this document, leaving their heirs to battle over their estates. And you don’t need to have Aretha Franklin’s millions for such fights to get nasty.

It’s easy to put off …

Forty-five percent of Americans 55 and older don’t have a will, according to a new survey from Merrill Lynch and Age Wave. Why might that be? In 2017, when Caring.com, a senior-care resource, asked adults without a will why that was so, the most common answer was, “I just haven’t gotten around to it.” The arrival of children didn’t seem to have much impact: Only 36 percent of respondents with children under 18 had end-of-life plans in place.

… But easy to get done

Do-it-yourself sites and software can smooth the process. Says Macdonald about FreeWill, for instance: “It was really clear, really simple.” Supported by nonprofit organizations that might benefit from philanthropic commitments made in wills generated at its site, FreeWill has produced more than 27,000 wills since 2017; Rocket Lawyer says it has created over a million.